At the end of last year I applied for life insurance because of Covid-19 scaring the crap out of me and they told me they were gonna get in contact with my doctor. I was already told I might get denied because I smoke every once in a while and I was okay with that. I was not prepared to receive a letter, two months after paying for life insurance, that told me I was not only denied for tobacco usage but also for my mental health. That was kind of a slap in the face considering I’m A) obviously getting treatment for it and B) it’s something I actually can’t control. I can quit smoking but it’s not like I can just drop the PTSD, Anxiety, and Depression like it’s a hot ass motherfucker.
They did refund me the money I put into the policy which was nice but I’m still upset. It’s not like I’m buying the policy so I can finally go jump off that bridge with my friends of which their parents keep thinking we are gonna do. No, I need it in case I fricking die of something I can’t help so they don’t have to actually throw me in a random hole, naked, like I want them to do. And also to pay off any medical bills I’ll undoubtedly have considering I go to my therapist and meds doctor once a month.
I guess this is to be expected. I’m 23. Still young and dumb.
