I was Denied for Life Insurance because of My Mental Health

At the end of last year I applied for life insurance because of Covid-19 scaring the crap out of me and they told me they were gonna get in contact with my doctor. I was already told I might get denied because I smoke every once in a while and I was okay with that. I was not prepared to receive a letter, two months after paying for life insurance, that told me I was not only denied for tobacco usage but also for my mental health. That was kind of a slap in the face considering I’m A) obviously getting treatment for it and B) it’s something I actually can’t control. I can quit smoking but it’s not like I can just drop the PTSD, Anxiety, and Depression like it’s a hot ass motherfucker.

They did refund me the money I put into the policy which was nice but I’m still upset. It’s not like I’m buying the policy so I can finally go jump off that bridge with my friends of which their parents keep thinking we are gonna do. No, I need it in case I fricking die of something I can’t help so they don’t have to actually throw me in a random hole, naked, like I want them to do. And also to pay off any medical bills I’ll undoubtedly have considering I go to my therapist and meds doctor once a month.

I guess this is to be expected. I’m 23. Still young and dumb.

Published by iffybiffy

Hi! I started this blog to talk about exploring deeper into my mental health! I tend to understand things better as I write or type them down so there are time where things may not make sense to you but, fear not, it's just me understanding things. if you would like to get in contact with me, email me at iffybiffy100@gmail.com. See you online-

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